| Activity | Timeline |
| Access flow transfer request report through VPC Eligibility via Servicing Transfer Manager | Flow transfer request report is available on the second business day of every month |
| STOS VPC transfer submission to Servicing Transfer Manager | Servicers must submit the final list of loans eligible to be transferred 21-30 days prior to the Effective Date of Transfer, but no later than 21 days prior to Effective Date of Transfer. |
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Email notification to Servicer Note: Servicers must be fully onboarded to receive this notification. |
Servicers receive an email notification on Effective Date of Transfer informing them that all loans have been excluded, and no additional modifications can be made for the current cycle. |
| Email notification to Servicer |
Upon completion of the STOS VPC transfer submission to Servicing Transfer Manager, the Servicer's listed contact receives an email via the existing email notification process for newly created requests. |
| Modify loan list after the Servicing Transfer Manager submission | Servicers can modify the loan list after submission, adhering to the current processes and timelines. |
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This document is not a replacement or substitute for the requirements in the Freddie Mac Single-Family Seller/Servicer Guide or any other contractual agreement. This information does not consitute an agreement between Freddie Mac and any other party. ©2025 Freddie Mac. |
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