Loan Details
The Loan Details section of the Details page contains information specific to the loan and includes the following fields:
The table below provides a brief description of each data field in the Loan Details section:
|
|
Field Name |
Field Type |
Definition |
|---|---|---|---|
|
1. |
Property Usage Type |
Text |
Reflects the purpose for purchasing the loan. This field will reflect one of the following statuses:
|
|
2. |
Property Type |
Text |
Specifies the type of dwelling or structure on the property (i.e. single family, detached, etc.). |
| 3. | Property Occupancy Type | Text | Describes the occupancy status of the property (i.e., vacant, occupied, etc.). |
|
4. |
Mortgage Type |
Text |
Summarizes the characteristics of a mortgage purchased by Freddie Mac (i.e. FHA, VA, Conventional First Lien Mortgage, etc.). |
|
5. |
Current Loan Status |
Text |
The current status of loan. This field will reflect one of the following statuses:
|
|
6. |
DDLPI (Freddie Mac Value) |
Date (MM/DD/YYYY) |
The due date of the last paid installment on the loan. |
|
7. |
2nd Lien UPB |
Currency |
The dollar amount of the second lien unpaid principal balance. |
|
8. |
Company Name |
Text |
Name of the organization that holds the second lien, if applicable. |
| 9. | Current Loan Gross UPB | Currency | Dollar amount of the gross unpaid principal balance on the current loan. |
| 10. | Loan Delinquent Month Count | Numeric | The number of months that the loan has been reported as delinquent. |
| 11. | In-flight Workout Type | Text | Describes the type of in-flight workout. |
| 12. | In-flight Workout Status Type | Text | Describes the status type of the in-flight workout. |
| 13. | In-flight Workout Source | Text | Describes the source of the in-flight workout. |
| 14. | Scheduled Foreclosure Sale Date |
Date (mm/dd/yyyy) |
The scheduled foreclosure sale date for the property. |
|
PITIAS: |
|
15. |
Current PITIAS |
Currency |
Dollar amount to cover principal, interest, property taxes, hazard insurance, ancillary fees and the escrow shortage (if applicable). Note: This currency value is calculated in Resolve. |
|
16. |
P&I |
Currency |
Dollar amount of the monthly principal and interest payment (principal and interest constant) on a mortgage. |
|
17. |
Monthly Property Taxes |
Currency |
The portion of the monthly mortgage that is allocated to the property tax on the subject property. |
|
18. |
Monthly Hazard/Flood Insurance |
Currency |
Average monthly cost to cover Hazard/Flood insurance premiums for the property. |
|
19. |
Ancillary Monthly Fees |
Currency |
Dollar amount of HOA/condominium fees assessed for the property. |
|
20. |
Monthly Escrow Shortage Amount |
Currency |
Dollar amount that the borrower is currently required to pay each month for the actual escrow shortage. |