FHA/VA/RHS Details Data Fields

Refer to the table below for a detailed description of each data field on the FHA/VA/RHS Details page.

	Field Name	Field Type	Definition
Loan Details: Header Section

1.	Freddie Mac Loan Number	Numeric	Nine-digit unique identifier assigned to the loan.
2.	Status	Text	Indicates the stage in the decisioning process. The Status field is dynamic and changes as the request moves through the decisioning process. There are four color-coded statuses for FHA/VA/RHS loans. Hover over the links below for a description of each request status type. Accepted Closed Denied Submitted
3.	Submitted On:	Date (mm/dd/yyyy)	The calendar date that the settlement request was uploaded and submitted to Freddie Mac.
	Field Name	Field Type	Definition

Loan Details: Body Section

1.	Freddie Mac Loan Number	Numeric	Nine-digit unique identifier assigned to the loan.
2.	Servicer Loan Number	Numeric	A unique identifier assigned by the Servicer to identify the loan.
3.	Servicer Number	Numeric	Six-digit unique Freddie Mac identifier assigned to the organization servicing the loan.
4.	Modified Mortgage Program	Text	Indicates the Modified Mortgage Type associated with the agency that owns and guarantees the loan. There are three Modified Mortgage Types: 1. Federal Housing Administration (FHA) 2. Veterans Affairs (VA) 3. Rural Housing Service (USDA/RHS)
5.	Modified Note Rate	Percentage	The rate approved by the applicable agency and specified in the Borrower's Agreement.
6.	Modified ANY	Percentage	The difference between the Modified Note Rate and the Servicing Spread on the mortgage prior to the modification.
7.	Modified P&I Payment	Currency	The monthly dollar amount of principal and interest that is determined by modified rate, term, and unpaid principal balance.
8.	Escrow Advances Amount	Currency	The dollar amount of advanced escrow for real estate taxes, hazard insurance premiums and mortgage insurance premiums.
9.	Modified Interest Rate Change Date	Date (mm/dd/yyyy)	Date that is one month prior to the due date of the first modified installment due under the agreement.
10.	Term (Months)	Numeric	Term of the modified note (in months) as specified by the applicable agency in the Borrower's Agreement.
11.	Delinquent Interest	Currency	Dollar amount of delinquent interest reported by the Servicer for the modification to be settled.
12.	Legal Fees and Costs	Currency	Dollar amount of fees that have been paid for legal services associated with a delinquent loan.
13.	Property Preservation Expenses	Currency	Total dollar amount of all fees and costs incurred by the Servicer in order to protect and preserve the property.
14.	Amount Held in Suspense	Currency	Total dollar amount of funds that are currently being held in an account on behalf of the Borrower that have not yet been allocated.
15.	Borrower Cash Contribution	Currency	Dollar amount that the borrower has contributed towards the delinquent UPB, interest and/or fees in a workout with Freddie Mac beyond closing costs and first payment due.
16.	MI Contribution	Currency	Dollar amount that the mortgage insurer will advance to reduce the amount of the modified balance. Note: The MI Contribution is only applicable for FHA loans. Both RHS and VA loans will show $0.00 in this field.
17.	Deferred Non-Interest Bearing UPB	Currency	Dollar amount of the UPB that has been deferred until the property has either been sold, paid off, or has reached the modified maturity date.
18.	First Modified Payment (PITI)	Currency	Monthly dollar amount of the monthly mortgage payment. Includes principal, interest, real estate taxes, and insurance (PITI).
19.	Monthly Mortgage Insurance	Currency	Monthly dollar amount that is required by the Lender to cover the mortgage insurance premium.
20.	Monthly Hazard/Flood Insurance	Currency	Monthly dollar amount to cover the cost of hazard/flood insurance premiums for the property.
21.	Monthly Property Taxes	Currency	Monthly dollar amount that is allocated to cover the property tax on the subject property.
22.	Post Workout Terms Changing? (Y/N)	Yes/No Indicator	Indicates whether the post-workout terms are different than the pre-workout terms. This field reflects a 'Y' if the Modified Note Rate, Modified Monthly P&I Amount or the Modified Term (Months) is different from what Freddie Mac has on file, otherwise, the field reflects a 'N'. Note: You must indicate 'Y' or 'N' for this field when completing the FHA/VA/RHS template.
22.	Existing Note Rate	Percentage	The contractual interest rate on the loan at the time of workout eligibility submission.
23.	DDLPI (Loan Last Paid Installment Date)	Date (mm/dd/yyyy)	The due date of the last fully paid monthly installment of principal, interest, and escrow (if any) on the loan.
24.	Mortgage Type	Text	A value which summarizes the characteristics of a mortgage purchased by Freddie Mac. Values for this field include: FHA Loan VA Loan RHS Loan
25.	Pre-Workout Gross UPB Amount	Currency	The unpaid principal balance on the loan at the time of the workout eligibility determination.
26.	Loan Status Type	Text	The loan's status at the time of the workout. Values for this field include: Active Delinquent Foreclosure REO Closed
27.	Post Workout First Payment Due Date	Date (mm/dd/yyyy)	The date that the new payment of the modification is effective.
28.	Post Workout Maturity Date	Date (mm/dd/yyyy)	The new maturity date on the loan after the modification.
29.	Delinquent Interest Amount At Mod Effective Cycle	Currency	Dollar amount of the interest owed on a loan as a result of non-payment. It is calculated from the DDLPI through the Modification Effective Date.
30.	Total Capitalized Arrears Amount	Currency	Dollar amount of the cumulative delinquent payment amount - the total amount (sum) required to bring the loan current. Includes the following amounts: Legal Fees & Costs Property Preservation Expenses Escrow Advances Delinquent Interest Amount Held in Suspense (reduces total capitalization) Borrower Contributions (reduces total capitalization)
31.	Interest Bearing Modified UPB	Currency	Dollar amount of the post workout interest-bearing, unpaid principal balance amount based on the post workout terms of the loan.
32.	Post Workout Gross UPB Amount	Currency	Dollar amount of the post workout unpaid principal balance. It is the sum of the interest-bearing and non-interest-bearing UPB amounts.